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It’s time for financial enlightenment

Endless cards, countless impossible-to-remember passwords, always new and improved functionalities on different platforms. It’s an exhausting complexity. Your finances need a break! We developed enfineo to give back your financial peace of mind.

Single point of access

Now you can smoothly manage all your bank accounts, crypto wallets, and membership cards without extra costs and effort.

Crypto & Fiat hybrid

By connecting cryptocurrencies and fiat and providing a simple way to accept payments, we make financial services accessible to everybody.

Full Neo Banking solution

We have combined digital assets with digital banking to build a full digital solution that allows you to be in control of all your finances.

One app to rule them all

Keep all your money and financial assets together. Access everything from one place and make every day better.

Spend less time connecting with a single point of access for all accounts
Easily manage your cards by integrating loyalty, gift, shopping cards and more
Get all your cards and wallets together and find faster what you need
Enjoy the best of both worlds with fiat and crypto currencies integration
Navigate with pleasure on a simple and friendly user interface

Your other ID

You don’t need another app or another card. Because the only card you need is not a card. It’s your other ID.

Spend less with our low fees for transactions
Save on things you love and earn cashbacks
Make simple money transfers in multiple currencies
Be secure with our fiat and cryptocurrency custody
Get fast support and assistance for anything you need

Join the community

Follow us and connect to enfineo community. Together we build a simpler and better financial life.

Enfineo RO Group

on Telegram

4634 members

Join channel

Enfineo Official Group

on Telegram

6009 members

Join channel

Roadmap

We are on track to deliver a complete and easy-to-use ecosystem, uniting the best of the crypto and fintech worlds.

2021

Completed

Project Conception Phase
Degethal Concept Demo App
Angels, Preseed, Early adopters Round
New Office in Bucharest, Romania
Onboarding of personal

Q1 & Q2 2022

Completed

Brand Strategy
UI/UX Research and Definition
Software Architecture/Analysis
Token & Vesting Smart Contracts Development
Private Round A
Banking Team Onboarding

Q3 & Q4 2022

Completed

Electronic Money Institution License
0.1 Alpha version release and testing
0.2 version release
Private round B
Liquidity provider integration
Crypto Wallet & Exchange Mobile App Release (0.3)
Development of Enfineo Investment Hub

Q1 & Q2 2023

Ongoing

IDO & Token Generation Event
Staking Platform Release
Lending/Borrowing mechanism integration
Debit Cards Integration
Core Banking Solution Integration
Enfineo IBAN accounts Live
BNPL Testing
Add More Security Layers

Q3 2023

Future Goals

Account Management
Public Launch Pre-Testing Phase
Payments & Compliance

Q4 2023

Future Goals

Public Launch
Open Banking Operations

2024

Future Goals

B2B Integration
Tokenized Loyalty Programs
European Market Expansion
Middle East Expansion

Tokenomics

Easy to integrate into all modules, the ENF token is the core element of our tokenomics and will pave the way for our in-house blockchain.

*Soon to be updated

Token Name

ENF

Initial Market Cap.

1,125,000

Fully Diluted

45M

Token Supply

150M

6,67%

Team

24 months cliff, 52 months linear vesting

Tokens

10,000,000

7,5%

Marketing & Dev

24 month cliff, 1% every month

Tokens

11,250,000

6,67%

Seed Sale

5% TGE, 4 months cliff, 36 months linear vesting

Tokens

10,000,000

15,67%

Private Sale

6% TGE, 2 months cliff, 34 months linear vesting

Tokens

23,500,000

11%

Early Adopters

6% TGE, 2 months cliff, 16 months linear vesting

Tokens

16,500,000

0,5%

IDO (Public Sale)

5% TGE, 4 months linear vesting

Tokens

750,000

5%

Advisors

12 months cliff, 52 months linear vesting

Tokens

7,500,000

5%

Liquidity (Market Making)

10% TGE, 7 months cliff, 20 months linear vesting

Tokens

7,500,000

42%

Ecosystem Incentives

10-15 years

Tokens

63,000,000

Discover the simplicity of our solution

Every app promises the same thing. Better, faster, newer. But we yearn for simplicity. We created a platform that enables you to unify all your accounts so you can have a simple life again. Now you can integrate all your banking and financial products in just one place. Isn’t that amazing?

Exchange money, hold funds, and manage secure payments in both fiat and crypto currencies. Read our Whitepaper for more information.