Your financial ID is here

Technology was supposed to make everything simpler. How did we end up more exhausted, more stressed, and busy? Welcome simplicity in your life with an app that gets in one place all your cards, banking, and crypto accounts. One app to rule them all.

Our Partners

It’s time for financial enlightenment

Endless cards, countless impossible-to-remember passwords, always new and improved functionalities on different platforms. It’s an exhausting complexity. Your finances need a break! We developed enfineo to give back your financial peace of mind.

Single point of access

Now you can smoothly manage all your bank accounts, crypto wallets, and membership cards without extra costs and effort.

Crypto & Fiat hybrid

By connecting cryptocurrencies and fiat and providing a simple way to accept payments, we make financial services accessible to everybody.

Full Neo Banking solution

We have combined digital assets with digital banking to build a full digital solution that allows you to be in control of all your finances.

One app to rule them all

Keep all your money and financial assets together. Access everything from one place and make every day better.

  • Spend less time connecting with a single point of access for all accounts
  • Easily manage your cards by integrating loyalty, gift, shopping cards and more
  • Get all your cards and wallets together and find faster what you need
  • Enjoy the best of both worlds with fiat and crypto currencies integration
  • Navigate with pleasure on a simple and friendly user interface

Your other ID

You don’t need another app or another card. Because the only card you need is not a card. It’s your other ID.

  • Spend less with our low fees for transactions
  • Save on things you love and earn cashbacks
  • Make simple money transfers in multiple currencies
  • Be secure with our fiat and cryptocurrency custody
  • Get fast support and assistance for anything you need

Join the community

Follow us and connect to enfineo community. Together we build a simpler and better financial life.

Enfineo RO Group
Enfineo RO Group
on Telegram
Telegram
4634 members
Enfineo Official Group
Enfineo Official Group
on Telegram
Telegram
6009 members

Roadmap

We are on track to deliver a complete and easy-to-use ecosystem, uniting the best of the crypto and fintech worlds.

2021
Completed
PROJECT CONCEPTION PHASE

Angels, preseed, early adopters round
New office in Bucharest, Romania
Personnel Onboarding
Q1 2022
Completed
PRODUCT DEVELOPMENT KICK-OFF

Brand Strategy
Software Architecture
User Research
Competition Analysis
Q2-Q4 2022
Completed
CRYPTO FEATURES

User onboarding and KYC
Crypto Wallet
Crypto Exchange
ENF Staking Platform
Blockchain transactions
Q1 2023
Completed
CORE BANKING

Euro IBAN accounts
Account management
Transaction tracebility
SEPA payments
User to user transfers
Q2 2023
Ongoing
CARD PAYMENTS

Virtual cards
Card payments
Pockets
AML Compliance
Q3 2023
Future Goals
OPERATIONAL READINESS

Blockchain forensics
Enhanced due diligence
Proof of funds
Client risk score
Client support
Q4 2023
Future Goals
PUBLIC LAUNCH

Delighter features
Physical cards
Scalability testing
Security audit

Tokenomics

Easy to integrate into all modules, the ENF token is the core element of our tokenomics and will pave the way for our in-house blockchain.

Token Name

ENF

Initial Market Cap.

1,125,000

Fully Diluted

45M

Token Supply

150M

6,67%
Team
24 months cliff, 52 months linear vesting
Tokens
10,000,000
7,5%
Marketing & Dev
24 month cliff, 1% every month
Tokens
11,250,000
6,67%
Seed Sale
5% TGE, 4 months cliff, 36 months linear vesting
Tokens
10,000,000
15,67%
Private Sale
6% TGE, 2 months cliff, 34 months linear vesting
Tokens
23,500,000
11%
Early Adopters
6% TGE, 2 months cliff, 16 months linear vesting
Tokens
16,500,000
0,5%
IDO (Public Sale)
5% TGE, 4 months linear vesting
Tokens
750,000
5%
Advisors
12 months cliff, 52 months linear vesting
Tokens
7,500,000
5%
Liquidity (Market Making)
10% TGE, 7 months cliff, 20 months linear vesting
Tokens
7,500,000
42%
Ecosystem Incentives
10-15 years
Tokens
63,000,000

Discover the simplicity of our solution

Every app promises the same thing. Better, faster, newer. But we yearn for simplicity. We created a platform that enables you to unify all your accounts so you can have a simple life again. Now you can integrate all your banking and financial products in just one place. Isn’t that amazing?

Exchange money, hold funds, and manage secure payments in both fiat and crypto currencies. Read our Whitepaper for more information.

Meet the Team

Alin George Luca

Founder & CEO

LinkedIn Twitter
Cristian Mateescu

Cofounder & CTO

LinkedIn Twitter
Didier Lepoutre

CFO

LinkedIn
Adrian Docea

CMO

LinkedIn
Mihaela Pântea

Corporate Affairs & Communication Manager

LinkedIn
Costel Cuconoiu

Community Manager

LinkedIn Twitter
Alex Grigorescu

Product Manager

LinkedIn
Gerard Filip

Office Manager

LinkedIn Twitter
Petruț Ungheanu

Support Assistant

LinkedIn Twitter
Cornel Rus

Support Assistant

Ramona Munteanu

Support and Contract Assistant

LinkedIn Twitter
Dan Moldoveanu

Head of Social Media

LinkedIn Twitter
Vainius Stukas

Business Advisor enfineo

LinkedIn
Eduard Beuran

Chief Revenue Officer

LinkedIn
Razvan Serban

PO

LinkedIn Twitter

Advisors

Daniel Ilinca

Founder & CEO Softbinator

LinkedIn
Marius Baisan

CTO Softbinator

LinkedIn
Radu Vucea

Design Leader, ixperi

LinkedIn
Paul Kruegel

Founder, CEO Valuex AG

LinkedIn
Oliver Schmitt

CCO Valuex AG

LinkedIn
Thomas Wilson

CBDO Valuex AG

LinkedIn
Adrian Gheorghiu

Advisor enfineo

LinkedIn

Developers

Horia Radu

Engineering Manager [e-spres-oh]

LinkedIn
Daniel Markovits

CEO [e-spres-oh]

LinkedIn
Cristian Bursasiu

Product Engineer [e-spres-oh]

LinkedIn
Nicu Eftene

Senior Architect

Liviu Mazdrag

Microsoft Certified Professional

Iulian Popescu

DevOps Senior Architect

Mihai Ghilenschi

QA Manager

Aurel Chiper

Mobile Developer Lead

LinkedIn

Let’s stay in touch!

Sign up for our newsletter to get exciting news and the latest updates, delivered straight to your inbox. No spam, we promise.

Name